1. Information We Collect

We collect the following types of information to provide reliable accounting, tax planning, and advisory services:

2. How We Use Your Information

• Providing and improving our financial, bookkeeping, and tax advisory services
• Processing transactions, invoices, and payments
• Communicating with you regarding your inquiries, appointments, and client updates
• Enhancing website functionality, client portal navigation, and user experience
• Ensuring security, fraud prevention, and strict IRS Circular 230 compliance
• Maintaining accurate timestamped records of your communication preferences and consent

3. SMS Messaging Compliance

By opting into our SMS messaging services, you agree to receive text messages related to our services, including appointment reminders, customer support, and important accounting/tax filing updates.

4. Information Sharing Disclosure

We do not sell, rent, or trade personal information. We may share information strictly with:

5. Data Security

• Full encryption of sensitive data in transit (TLS 1.3 / 256-bit SSL) and at rest
• Role-based secure access controls and multi-factor authentication (MFA) mechanisms
• Regular vulnerability assessments and defensive infrastructure updates
• Staff compliance training on federal IRS Publication 4557 data security guidelines
• Documented breach notification protocols in accordance with Maryland and federal privacy laws
• Air-gapped backup systems and comprehensive disaster recovery procedures

6. Cookies & Tracking Technologies

We use functional and analytical cookies to analyze site traffic, remember preferences, improve website functionality, and measure the effectiveness of our consultations. You may control or disable cookies at any time through your browser settings.

7. Your Rights & Choices

• Access, review, update, or request deletion of your personal information
• Opt-out of marketing or advisory emails by clicking the unsubscribe link
• Opt-out of SMS notifications immediately by replying STOP
• Request formal disclosure on how we collect and process your data
• Withdraw consent at any time for future communications

8. Third-Party Links

Our website links to official government platforms (IRS.gov, Maryland Comptroller, and Google Maps). We are not responsible for their independent privacy practices.

9. Changes to This Privacy Policy

We may update this policy periodically. The latest active revision will always be accessible on this page.

1. Scope of Engagement

Engagement with Mobri Financial Group begins upon the execution of a written engagement letter or retainer agreement outlining scope, fees, and responsibilities. General information published on this website constitutes educational material and does not create an attorney-client or CPA-client fiduciary relationship until formal intake is finalized.

2. Accuracy of Client Documentation

Under IRS Circular 230 and state accountancy regulations, tax filings, financial statements, and cost segregation studies are prepared based on records, receipts, and schedules furnished by the client. The client affirms that all records provided are true, substantiated, and complete.

3. Fees, Retainers, and Payment Terms

Consulting, representation, and preparation fees are detailed prior to commencement of work. Invoices are due upon receipt. Uncontested representation before the IRS or state agencies may require a retainer deposited in advance of Form 2848 Power of Attorney execution.

4. Governing Law & Jurisdiction

Any disputes arising from the use of this website or our advisory services shall be governed by and construed in accordance with the laws of the State of Maryland, with exclusive venue in Baltimore County, Maryland.

Auditability & Transparency

All algorithmic or computational tools used in our practice (including our Cost Segregation ROI Estimator and tax calculation matrices) operate on transparent, engineering-verified formulas. Every automated projection is subject to independent human review by licensed consultants before implementation on IRS forms.

Zero Third-Party Training On Client Data

Client financial records, tax returns, SSNs, and corporate EINs are NEVER utilized to train public or third-party artificial intelligence models. All computations occur within enterprise-grade, encrypted environments adhering to SOC-2 Type II controls.

Human-in-the-Loop Safeguards

High-stakes financial decisions — including entity selections, IRS penalty abatements, and accelerated depreciation schedules — are personally signed and supervised by Dr. Moise Ngwa and credentialed staff.

No Universal Advice

Tax laws vary by jurisdiction, filing status, entity classification, and individual circumstance. Prior results do not guarantee similar outcomes. You should always consult with a qualified tax professional before implementing any strategic tax or accounting maneuver.

Retention Schedules

In accordance with IRS guidelines, client tax returns and supporting schedules are retained for a minimum of 7 years following submission. Corporate formation records, deeds, and asset purchase documentation are archived permanently for client access.

Secure Purging & Shredding

Expired digital assets undergo NIST 800-88 cryptographic erasure. Any physical paper received is scanned to encrypted client vaults and securely destroyed in NAID-certified shredding bins at our Timonium office.